Certificate Of Coverage

When you obtain a dental insurance policy, you will receive a document called a certificate of coverage. This document outlines in detail the coverage that a member or group receives from their insurance policy.

If you are wondering whether or not a particular procedure is covered under your dental insurance plan, the certificate of coverage is where you will look to determine coverage availability. Another thing the certificate of coverage will detail is the co-payments and deductibles associated with the policy. The policy expiration and renewal date will also be included.

Without a certificate of insurance, you legally do not have insurance, so make sure you receive this document and keep it in a safe place. Some of the terminology might be confusing, so ask your insurance representative to explain it to you. Understanding the certificate of coverage is crucial to understanding your insurance policy and what coverage you have.

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